Municipalities, Universities & Government Agencies
Our Public Entity Division provides insurance and reinsurance for:
- Municipalities
- Counties
- Special Districts
- Schools
- Public and Private Colleges and Universities
Our clients include both risk-sharing and stand-alone individual risk accounts. Genesis will provide comprehensive solutions for insureds that are committed to quality risk management and have the desire and ability to retain risk.
Our manuscript policy forms were created specifically for the public sector.
The insurance policy or reinsurance contract is only part of the risk transfer process. Our seasoned claim staff collectively has over 200 years of experience in the insurance industry, preparing them to respond to the most challenging claim scenarios.
Our experienced staff is dedicated to underwriting and claim management for governmental entities. We have tailored The Public Policy® to provide comprehensive coverage for the risks faced every day by public entities. We will consider policy modifications that may be necessary to meet your unique account exposures.
The Titanium Risk Group seeks public entities, special purpose districts, transit authorities and public entity pools:
- Individual risk or risk sharing group
- Committed to loss prevention
- Willing to retain a self-insured retention of $150,000 or more
- Claim handling either through self-administration or a qualified Third Party Administrator
Product Offerings
- Broad form Named Insured including elected, appointed or employed officials, current and former employees, boards of directors, commissions, volunteers, permissive drivers, and blanket additional insureds
- The right to choose your own defense counsel
- Claim expense to include alternative dispute resolution
- Alternative allocated loss adjustment expense structures
- Law Enforcement Legal Liability
- Non-employment harassment including sexual molestation
- Garage Keepers Legal Liability
- Incidental medical malpractice
- Punitive Damages (where permitted by law)
- Mutual Aid
- Liquor Liability
- Riot and civil commotion
- Blanket owned and non-owned watercraft
- Limited Pollution Liability
- Employment Related Practices Liability
- Employee Benefits Liability
- Employed accountants, architects and engineers, and attorneys
Submission Requirements
- Ground up loss information for the current year and the previous five full years
- Large losses details for claims in excess of $50,000
- Limits profile if available
- Actuarial report if available
- Financial statements
- TPA or claim administrator contact information
